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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:As i am sufferings from diabetes, then it covers in insurence

A:
We have plans that can cover an Acute onset of a Pre-existing condition, up to the maximum of the policy.
{{currentOrigin}}/answers/visitors-insurance-usa/as-i-am-sufferings-from-diabetes-then-it-covers-in-insurence-83529/

Q:covid coverage as part of my policy...where do I see this coverage on my United Health Insurance card

A:
The insurance card does not show what is covered before and after purchase you have access to the Certificate wording where you can see the full contract wording of the policy.
{{currentOrigin}}/answers/international-travel-medical-insurance/covid-coverage-as-part-of-my-policywhere-do-i-see-this-coverage-on-my-united-health-insurance-card-17367/

Q:Policy with acute condition

A:
When making a quote we offer a filter option to only show you plans with the acute onset benefit. If you can enter your information in this link we can quote you all of our available plans. VIsitor plans: /get-travel-insurance-quotes/?presection=visitorUSA
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Q:I am an international student in Boston, with F1 visa. Because colleges own health insurance is way too expensive, I want to know if there is any other health care plan that I can enroll. The duration will be 1 year 12 months starting from August. I checked the website and found few plans for international students. Can you check if the ExchangeGuard or StudentSecure plans are eligible for my school If there is any other plans, please let me know. Here are the insurance requirements that school asked me for waiver formYour plan must provide access to doctors, specialists, hospitals, labs, pharmacies, and mental healthbehavioral health providers in the MCPHS campus area without restriction or limitation. Please note, if you are enrolled in an outofstate Medicaid, HMO, or EPO your coverage may not be sufficient in Massachusetts. Many outofstate plans do not provide comprehensive benefits outside of the home service area.Urgent or emergencyonly coverage in Massachusetts is not sufficient and does not meet the SHIP waiver requirements. The policy must be a USfiled and approved, ACA Affordable Care Act compliant health insurance plan. International insurance plans, travel insurance, and shortterm limitedduration plans are not accepted.The plan should pay medical providers directly for inpatient and outpatient care. Reimbursement plans are not accepted.

A:
Unfortunately none of our plans meet those requriements..
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Q:I am looking at the Safe Travels Elite plan. On the brochure, there are copays listed for each service. Are those copays my responsibility, or are they the amounts the insurance company will pay for those specific services

A:
That is how much the insurance pays. you are responsible for the rest.
{{currentOrigin}}/answers/visitors-insurance/i-am-looking-at-the-safe-travels-elite-79620/

Q:I have a J-1 insurance and I need to get a chest x-ray, where should I go? And what should I do?

A:
You want to call the phone number on the back of your ID card. The benefits department can assist with where to go and who to contact.
{{currentOrigin}}/answers/exchange-visitors-health-insurance/i-have-a-j1-insurance-and-i-need-to-get-a-chest-xray-where-should-i-go-and-what-should-i-do-75827/
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.